Ever feel like your money has a mind of its own, disappearing faster than a plate of cookies at a family gathering? Well, I have some good news! There are lots of clever ways to stretch your dollars a bit further. That’s why I’m excited to share these fantastic free budget printables that will help you tame those finances and keep more of your hard-earned cash in your pocket.
To help you get started, I’ve rounded up some of my favorite free budget printables that have helped my family and me over the years. So let’s roll up our sleeves, put on our “money-saving” hats, and organize our finances!
👛 Savings Management & Challenges
Remember those childhood piggy banks? Well, these savings printables are like their grown-up, tech-savvy cousins. Being able to set money aside has always helped me reach my goals, whether it’s a dream vacation or a cozy rainy-day fund and it can help you too!
One-Year Penny Challenge
Ever heard the saying, “Look after the pennies, and the pounds will look after themselves”? Well, this challenge takes it to heart! Turn spare change into savings with this fun and easy printable, complete with creative ideas to keep you motivated.
This challenge will prove how much you can accomplish in one year!
⭐Get the free printable: One-Year Penny Challenge
30-Day No Spend Challenge
Ready to break free from impulse buys and give your wallet a breather? This no-spend challenge printable will be your trusty companion, helping you track your progress and celebrate those spending-free days.
There’s also a post-challenge shopping list included to help you plan the items you will buy and avoid unnecessary spending. It’s like when you’re ending a diet – you need a controlled approach to returning to normal eating. It also applies to money!
⭐Get the free printable: 30-Day No Spend Challenge
52-Week Money Challenge
Want to save a little over $1,300 in a year without even noticing? This classic challenge gradually increases your savings each week, making it a manageable way to build a nice nest egg. Perfect for that dream vacation or unexpected expenses!
There are several ways to achieve this challenge – it’s quite flexible and you might even finish it early!
⭐Get the free printable: 52-Week Money Challenge
12-Week Christmas Savings Challenge
Say goodbye to holiday debt stress! This 12-week challenge helps you spread out your Christmas shopping expenses so you can enjoy the season without the financial hangover in January.
Depending on your goals and possibilities you have 3 worksheets to choose from. They will help you save $300, $600, or $1000.
⭐Get the free printable: 12-Week Christmas Savings Challenge
Kids 52-Week Money Savings Challenge
Teach your little ones the value of saving with this kid-friendly challenge. It’s a fun and interactive way to introduce them to financial responsibility and help them reach their own savings goals, whether it’s a new toy or a special experience.
As an added bonus, this savings challenge will also help reinforce their math skills. Talk about sneaky education!😉
⭐Get the free printable: Kids 52-Week Money Savings Challenge
Savings Tracker
Regardless of what you’re saving for, this versatile tracker can help you get there. It’s like a visual roadmap, helping you monitor your progress and stay motivated.
⭐Get the free printable: Savings Tracker
Mini Kids Financial Savings Binder
This adorable mini binder is packed with fun activities and trackers to spark your child’s interest in saving and managing money. It’s a great way to plant the seeds of financial literacy early on!
⭐Get the free printable: Mini Kids Financial Savings Binder
$1000 Emergency Fund Challenge
Life is full of surprises, but an emergency fund can help you weather those unexpected storms. This printable challenge will guide you as you build a safety net, so you can face any financial bumps in the road with confidence.
📌Tip: Once you manage to save $1000 for your emergency fund, print another copy of this free printable and do it all over again! When the unplanned happens you might need more than $1000 to get through it.
⭐Get the free printable: $1000 Emergency Fund Challenge
💰 Budget Management
Let’s tame those wild finances and finally figure out where all of our money disappears each month! These budgeting printables turn spreadsheets and calculators into a fun and organized adventure.
Grab your favorite highlighter and let’s make budgeting a little less “ugh” and a lot more “aha!”
Cash Envelope System Printable
Using cash envelopes is an efficient way to track your spending by category. I can tell you from personal experience it really helps to handle physical money compared to looking at numbers on the screen.
A monthly budget planner is also included in this set, plus the envelopes also have a budget tracker so you can monitor all the funds that go in and out.
This visual and tactile money management method works for many, and it might work for you too!
⭐Get the free printable: Cash Envelope System Printable
Free Cash Envelope Templates
Love the cash envelope system? Here’s a collection of even simpler templates – but with cute designs. Who said money management has to be boring?
Simply print them out, choose your desired size, and personalize them with categories that match your spending habits.
⭐Get the free printable: Cash Envelope Templates
Budget Binder Planner and Worksheets
If you’re trying to streamline your finance planning it can’t get any simpler than this trio: a daily spending log, a monthly bill tracker, and a monthly budget tracker + a cute cover to keep everything nicely organized in a binder.
And if you want to take things to the next level, this mini set is part of a comprehensive 108-page budget binder for in-depth money management.
⭐Get the free printable: Budget Binder Planner and Worksheets
Free Printable Monthly Budget Planner Worksheet
This simple and effective worksheet helps you track your income and expenses for a month. It’s a great way to monitor your spending and identify areas where you can save money. No fuss – it just works!
⭐Get the free printable: Monthly Budget Planner Worksheet
Mini Financial Binder Free 7-Page Printable
This bright and fun 9-page financial binder is packed with practical printables to help you manage your finances. It includes trackers for income, expenses, savings, debt, and more.
Don’t forget to read the post for tips on how to make the most of this finance planning collection!
⭐Get the free printable: Mini Financial Binder Free 7-Page Printable
Savvy Budget Planner Free Printable Binder
Are you a visual person? This might be the perfect budget planner for you!
It doesn’t bundle just classic sheets like daily spending, monthly budget, expense tracker, and debt payoff. There are also financial vision boards for all the main life areas such as money, family, and career.
⭐Get the free printable: Savvy Budget Planner Free Printable Binder
College Budget Template Free Printables
Financially speaking, college can be rough! This college budget printables collection aims to make it a bit easier.
It includes trackers for tuition, fees, housing, food, transportation, and other college-related expenses. Learning how to budget properly during college will also make adult life easier so don’t procrastinate!
⭐Get the free printable: College Budget Template Free Printables
Free Printable Budget Sheet
All important categories and subcategories, practical color coding, and a monthly goal field. This monthly budget worksheet has it all and it’s perfect for those who want a straightforward budgeting tool.
⭐Get the free printable: Free Printable Budget Sheet
5-Year Budget Plan Printable
Do you like to plan ahead? Me too!🤓
This comprehensive printable template allows you to create a budget for the next five years. It’s a great way to set long-term financial goals and track your progress over time.
⭐Get the free printable: 5-Year Budget Plan Printable
Financially Savvy Budget Template
These budget worksheets have it all covered: all your income sources and all your expense categories are nicely organized.
Once you fill them in, you’ll have a bird’s eye view of your finances and a much easier time deciding what to cut, and if there are any areas where improvements can be made – like finding a cheaper Internet provider, for example.
With a little elbow grease, you might be able to significantly cut back on expenses!
⭐Get the free printable: Financially Savvy Budget Template
💸 Debt Management
I love taking fancy cooking classes but they’re a splurge! What can I say, amazing culinary skills have a bit of a price tag.
Whether you need a new couch, invest in yourself, or support a loved one, these printables will empower you to take charge and pave the way to a debt-free future.
Free Debt Payoff Printable Worksheet Tool
Ready to tackle your debts and create a solid plan for financial freedom? This worksheet will help you list out all of your debts, visualize your progress, and stay motivated throughout your debt payoff journey.
⭐Get the free printable: Free Debt Payoff Printable Worksheet Tool
Debt Snowball Printable
This printable helps you implement the popular “debt snowball” method, where you focus on paying off your smallest debts first, regardless of interest rates. It’s a great way to gain momentum and build confidence as you watch those debts disappear one by one. So satisfying!🥰
⭐Get the free printable: Debt Snowball Printable
Debt Avalanche Tracker Printable
If you’re looking for the most efficient way to tackle your debt, the “debt avalanche” method might be for you. This printable tracker helps you prioritize debts with the highest interest rates, saving you money in the long run.
⭐Get the free printable: Debt Avalanche Tracker Printable
Debt Payoff Tracker Printable
This visually appealing debt payoff tracker provides a colorful way to monitor your progress and celebrate each payment you make towards becoming debt-free.
What I love most is the thermometer shape. This is certainly one instance where getting a “fever” is not a bad thing!
⭐Get the free printable: Debt Payoff Tracker Printable
🍽️ Meal Planning
I’ve done my fair share of finance planning and there’s one key area where everyone can improve (other than bills, of course): it’s your food budget!
Meal planning goes hand in hand with meal prep, and when done right, it will save both money and time. These free resources will help you ace meal planning while ensuring your family has a healthy and balanced diet.
Grocery Store Comparison Savings
Ever feel like you’re playing a game of grocery store roulette, hoping you’re getting the best deals? This handy printable takes the guesswork out of shopping, helping you compare prices and save big on your weekly haul.
⭐Get the free printable: Grocery Store Comparison Savings
Grocery List
Planning meals is not just about choosing the recipes you’ll be cooking ahead of time. It’s also about building a well-thought-out shopping list.
I just hate it when I’m halfway through a recipe and realize I’m missing a crucial ingredient. This simple yet effective grocery list keeps you organized and ensures you never miss a beat in the kitchen.
⭐Get the free printable: Free Printable Grocery List
Free Printable Meal Planner
If you’re only cooking one meal per day – be it lunch or dinner – this meal planner is the perfect tool for you. From Monday to Sunday, you can decide on your daily meal and create a shopping list on the same sheet.
No more asking yourself “What’s for dinner?” when it’s already dinner time and you’re starving!
⭐Get the free printable: Free Printable Meal Planner
Floral Weekly Meal Planner
Display this elegant floral weekly meal planner on your kitchen counter, wall, or even fridge. This way the whole family can see all your planned meals, and even chime in with ideas.
⭐Get the free printable: Floral Weekly Meal Planner
Kitchen Organization Binder
This comprehensive set includes not only weekly and monthly meal planners but also a grocery list, pantry, fridge, and freezer inventory sheets. It’s a one-stop shop for all your kitchen organization and meal planning needs.
Knowing exactly the food you have and how long before it expires will help you plan recipes based on available ingredients and avoid waste.
⭐Get the free printable: Kitchen Organization Binder
Printable Weekly Meal Planner
Here’s another charming but also practical weekly meal planner. It has a built-in shopping list and a pantry inventory so you can write down the ingredients you already have, not just the ones you need to purchase.
⭐Get the free printable: Printable Weekly Meal Planner
Monthly/Weekly Meal Planner
You’ll love scheduling your meals with this printable monthly and weekly meal planning set. The weekly sheet has an extra space where you can track the daily servings of fruit, veggies, protein, grains, milk, and water – a great way to ensure your meals are nutritious and balanced.
The monthly sheet lets you plan ahead and encourages shopping some items in bulk for even more savings!
⭐Get the free printable: Monthly/Weekly Meal Planner
Meal Plan Notebook
Create your own meal planning binder with this practical set. It bundles a recipe card template, a handy kitchen conversions chart, and a meal planning template
This unique printable allows you to create a customizable menu board using sticky notes. It’s a fun and interactive way to plan your meals and display them in your kitchen.
⭐Get the free printable: Meal Plan Notebook
💲 More Free Budget & Finance Printables
Free Printable Expense Tracker
Expenses can creep up over time, and more often than not, they’re not directly tied to an increase in quality of life. The main culprit I’ve observed is simply making the wrong choices.
This handy tracker lets you keep a close eye on your spending, categorize those pesky outgoings, and spot any areas where you might be able to trim the fat.
⭐Get the free printable: Free Printable Expense Tracker
Free Printable Bill Worksheet
Taming those monthly bills can feel like herding cats, but this worksheet will help you wrangle them into submission. Keep track of due dates, amounts owed, and payment methods, all in one convenient place.
⭐Get the free printable: Free Printable Bill Worksheet
Free Printable Daily Spending Log Worksheet
Curious about where your money goes each day? This log lets you record every latte, grocery run, and impulse purchase, shining a light on your spending habits and empowering you to make informed choices.
⭐Get the free printable: Free Printable Daily Spending Log Worksheet
Free Printable Goal Sheets
Dreaming of a tropical getaway or a cozy new reading nook? These goal sheets will help you break down those big dreams into manageable steps, track your progress, and turn those wishes into reality.
You have two worksheets – one for monthly and one for yearly goals. And here’s a fun secret: reaching those milestones one by one will give you immense satisfaction!
⭐Get the free printable: Free Printable Goal Sheets
Free Printable Business Budget Worksheets
If you’re running a business, keeping those finances in order is essential. This collection of worksheets includes templates for your budget, income & expenses, and accounts management, helping you stay on top of your entrepreneurial game.
⭐Get the free printable: Free Printable Business Budget Worksheets
Hi!
Ginny Collins is a passionate foodie and recipe creator of Savor and Savvy and Kitchenlaughter. Indoors she focuses on easy, quick recipes for busy families and kitchen basics. Outdoors, she focuses on backyard grilling and smoking to bring family and friends together. She is a lifelong learner who is always taking cooking classes on her travels overseas and stateside. Her work has been featured on MSN, Parade, Fox News, Yahoo, Cosmopolitan, Elle, and many local news outlets. She lives in Florida where you will find her outside on the water in her kayak, riding her bike on trails, and planning her next overseas adventure.
I love this list, such good motivation to get the budget working! Thanks for sharing my budgeting workbook! Cheers to a great new year!
This is an amazing list, what a great resource! Thanks so much for putting it together and for including my Family Budget Worksheet.
Love this list! Thank you so much for including my Monthly Family Budget!
Thanks for including my free budgeting printable!
Thank you so much for sharing!
What a great list. Thanks for including my budgeting printable in it.